The Of San Antonio Commercial Insurance

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- a professional designation awarded by the American Institute of Residential Or Commercial Property and Casualty Underwriters to individuals in the property and liability insurance coverage field who pass a series of examinations in insurance coverage, risk management, economics, financing, management, accounting, and law. Designates need to also have at least 3 years experience in the insurance coverage business or associated field.


- expenses expected to be incurred in connection with the modification and recording of accident and health, car medical and employees' compensation claims. - A type of liability insurance form that just pays if the both occasion that triggers (triggers)the claim and the actual claim are submitted to the insurance business during the policy term - a method of identifying rates for all applicants within an offered set of characteristics such as personal group and geographical location. san antonio insurance company.




If the insured stops working to keep the quantity specified in the clause (Usually a minimum of 80%), the insured shares a higher proportion of the loss. In medical insurance a portion of each claim that the insured will bear. - a contract to get payments as the purchaser of an Option, Cap or Flooring and to make payments as the seller of a different Choice, Cap or Floor.


Include under this kind of insurance coverage multi-peril policies (other than farmowners, property owners and automobile policies) that include coverage for liability aside from car. - provides a broad plan of residential or commercial property and liability coverages for commercial ventures besides those offered insurance through a company owner policy. - residential or commercial property insurance protection sold to industrial endeavors.

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- policy appointing creditor as beneficiary for insurance on a debtor consequently remitting balance of payment to financial institution upon death of debtor. - insurance coverage written in connection with a credit deal where the collateral is not a motor automobile, mobile house or realty and that covers dangers to the items purchased through a credit deal or used as collateral for a credit transaction and that issues a creditor's interest in the bought goods or promised security, either in entire or in part; or covers perils to items bought in connection with an open-end transaction.


"Financial Institution Placed Home" indicates "Creditor Placed Insurance coverage" on homes, mobile houses and other realty. "Lender Placed Car" suggests insurance coverage on vehicles, boats or other cars. - part of the risk-based capital formula that deals with the collectability of a company's receivables and the threat of losing Recommended Reading a provider or intermediary that has actually received advance capitation payments.


- single interest or dual interest credit insurance bought unilaterally by the financial institution, who is the called insured, subsequent to the date of the credit deal, offering coverage against loss to property that would either impair a financial institution's interest or negatively affect the worth of security on homes, mobile houses, and other property.


- coverage for crop damage due to hail, fire or lightning. - date when an insurance provider provides a policy. - policy declarations regarding the applicant and residential or commercial property covered such as market and occupational info, property requirements and expected mileage annually. - Part of the insured loss (in dollars) paid by the policy holder - annuity payment to be made as a single payment or a series of installations to start at some future date, such as in a defined variety of years or at a defined age.

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- policies supplying just dental treatment benefits such as routine dental examinations, preventive dental work, and oral treatments needed to treat tooth decay and illness of the teeth and jaw. - industry providing oral just coverage; protection can be on a stand-alone basis or as a rider to a medical policy.


- loss whereby the near cause is comparable to the insured danger. - Damage to covered real or personal effects triggered by a covered danger. - an insurer that offers policies to the insured through employed representatives or unique representatives just; reinsurance business that deal directly with delivering companies rather of using brokers.




- a refund of a part of the premium paid by the insured from insurer surplus. - an insurance coverage business that is domiciled and certified in the state in which it offers insurance. - insurance coverage that safeguards the lender's and the debtor's interest in the collateral protecting the debtor's credit deal.




- the amount at which a possession (or liability) might be purchased (or sustained) or sold (or settled) in medicare at 60 an existing deal between ready parties, that is, aside from in a forced or liquidation sale. insurance agents san antonio. Priced estimate market value in active markets are the best evidence of reasonable worth and shall be used as the basis for the measurement, if available.

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- crop insurance coverage that is either entirely or in part reinsured by the Federal Crop Insurance Coverage Corporation (FCIC) under the Requirement Reinsurance Contract (SRA). This consists of the following items: Multiple Hazard Crop Insurance Coverage (MPCI); Catastrophic Insurance, Crop Profits Protection (CRC); Earnings Security and Income Assurance. - fees incurred however not yet paid.


Statutory guidelines also govern how insurers need to establish reserves for invested properties and claims and the conditions under which they can claim credit for reinsurance ceded. - a statute requiring vehicle drivers to show capacity to spend for automobile-related losses. - balance sheet and revenue and loss declaration of an insurer.


- coverage protecting the guaranteed against the loss to genuine or individual residential or commercial property from damage caused by the peril of fire or lightning, consisting of service disturbance, loss of rents, etc - coverage for property loss liability as the result of different negligent acts and/or omissions of the guaranteed that allows a dispersing fire to trigger bodily injury or home damage of others - san antonio commercial insurance.




- coverage securing the guaranteed uhc vision versus loss or damage to genuine or personal effects from flood. (Note: If coverage for flood is offered as an additional hazard on a property insurance coverage policy, submit it under the appropriate property insurance coverage filing code.) - an insurer offering policies in a state other than the state in which they are incorporated or domiciled.